A straight shooter from South Philly.

Patrick Leonard has helped thousands of self-employed small business owners, independent contractors and families with their health coverage over more than 10 years.

He was born and raised in South Philadelphia. Before health insurance, he ran phone teams that started at seven in the morning and went until the night crew clocked out at 9:30. Today he works out of the Allentown office on Hausman Road most of the week.

Patrick works alongside his wife, Justine Leonard, who is also a licensed agent and broker. Between them, they can look at both roads for every client: plans on the Marketplace and private plans outside it.

He is a member of BNI Allentown West, where he works with local business owners and the accountants, contractors and professionals who serve them. Away from work, he loves sports.

How Patrick works

Every option on the table

"I always look at everyone's option." Patrick checks the Marketplace and private plans before he recommends either one.

Plain English

Deductibles, out-of-pocket maximums, networks, referrals. He explains what each one means for your family and your wallet, without the jargon.

Do the right thing

"I do the right thing." If the best fit for you is a Marketplace plan, that is what he will tell you.